Grow your real estate investing business with the most competitive DSCR loan product. OfferMarket also provides DSCR rental loans, bridge loans, hard money, fix & flip, rehab, ground up construction loans.

Rental Loans

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These are tools and resources that you might find helpful while mastering all aspects of real estate.

Real Estate Tools & Resources - OfferMarket

Real Estate Tools & Resources

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**Last updated:** June 26, 2024

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Use this cash offer calculator to help you determine your **offer price** based on [ARV](https://www.offermarket.us/real-estate-glossary/arv-after-repair-value), [rehab estimate](https://www.offermarket.us/real-estate-glossary/rehab), and strategy. This investment property offer price calculator is designed for [property in poor condition](https://www.offermarket.us/guides/selling-a-house-in-poor-condition). 

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## How to estimate cash to close, fix & flip profit

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Use our [Fix & Flip Profit Calculator](https://www.offermarket.us/tools/fix-and-calculator) to estimate **cash to close**, **profit**, and cash-on-cash return.

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## Offer formula for fix & flip investors

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Fix and flip investors, commonly referred to as "flippers", offer the lowest amount of any buyers. If you're wondering why this is, it's because flippers are looking to maximize their one-time profit on a given property. In order to justify the substantial risk (money and time) of buying and renovating a property in poor condition, the flipper needs to build in a margin of safety. Unlike rental investors, the flipper cannot recoup their investment over many years of increasing rent and property values. The flipper needs to safely account for a worthwhile near-term profit from buying, fixing and re-selling a property. Re-selling the property incurs transaction costs which include staging, photography, seller concessions (1-2%), closing costs (1-2%), and agent commissions (4% - 6%).

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Purchase Price = ARV * [65% OR 70% OR 75%] - Rehab Estimate

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## Offer formula for wholesalers

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Wholesalers need to add their fee in, which reduced the offer price accordingly.

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Purchase Price = ARV * [65% OR 70% OR 75%] - Rehab Estimate - Wholesale Fee

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## Offer formula for rental property investors

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Rental investors, on the other hand, are focused on the long term (cash flow and property value appreciation), and are willing to pay more.

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Rental investors are typically targeting 10% to 25% below market value on their investment.

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Purchase Price = ARV * [select: 65% to 85%] - Rehab Estimate

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## How To Calculate a Cash Offer

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To calculate a cash offer, you need to start with your end-game. What is your goal? Is it to buy a long-term cash-flowing rental property? Or is it to make a quick buck fixing and flipping a distressed property?

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At this step, you need to decide what is your target financial return, and on what timeline? Are you looking to make $25,000 net of all expenses with a quick 3 month flip, or are you looking to generate 15% cash on cash annual returns with a long term rental?

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## How To Make A Cash Offer

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Making a cash offer is easy. You can **[submit your offer terms](https://www.offermarket.us/listings/submit-offer)** and we will provide you with our standard investor purchase agreement that you can submit directly to the seller.

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## Cash vs. Hard Money Lender for Fix & Flip, BRRR

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Instead of using your own cash to buy a property, you can use a hard money fix & flip loan. A hard money or private lender can typically provide up to 90% of the purchase price and 100% of the rehab cost. Learn more about hard money interest rates and fee, and [get a quote](https://www.offermarket.us/loans) from [OfferMarket Capital](https://www.offermarket.us/capital), our hard money private lending division.

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## How To Get A Cash Offer For My House

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If you need to sell your house fast, a cash buyer is the way to go because there are no financing contingencies and risks associated with a lender declining the loan. Use our cash offer calculator to see what type of offer range you should expect if you sell to an investor buyer. You can post your house on our investment property marketplace and compare AS IS offers from verified buyers.

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Calculate your cash offers with our Cash Offer Calculator on OfferMarket and get an instant idea of your property’s potential sale price.

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Cash Offer Calculator | OfferMarket

Cash Offer Calculator

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## Real Estate Valuation for Sellers

If you're wondering "what's my house worth?" or "how much can I sell my house for?", we are here to help.

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## Real Estate Valuation for Buyers

If you want to buy a house buy you aren't sure how much it's worth, we are happy to provide you with a free real estate valuation estimate.

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<iframe src="https://docs.google.com/forms/d/e/1FAIpQLSduHNHtER_O3QY82_-KQnibTm4lnKNz3Dyl23IV6_yvgfyJsA/viewform?embedded=true" width="640" height="1193" frameborder="0" marginheight="0" marginwidth="0">Loading…</iframe>


Receive a free real estate valuation for your house, or a house you are interested in buying.

Free Real Estate Valuation - OfferMarket

Free Real Estate Valuation

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## How much will you save when you sell your house without an agent?

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When you sell your house with OfferMarket, you avoid incredibly inefficient transaction fees.

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|     Comparison    |  OfferMarket | Traditional Brokerage |
|:-----------------:|:------------:|:---------------------:|
|     Commission    |      0%      |         5 - 6%        |
|    Concessions    |  0% (AS IS)  |         0 - 2%        |
|      Repairs      |  $0 (AS IS)  |         0 - 5%        |
|      Showings     |       1      |           10          |
| Closing Timeframe | 30 - 45 days |        60 days        |
|   Closing Costs   |    0 - 2%    |         1 - 3%        |

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## Sell your house without paying any commissions or fees using [OfferMarket](https://offermarket.us/sell)


Use OfferMarket's Seller Savings Calculator to see how much you can save by selling your house without a real estate agent.

Seller Savings Calculator - OfferMarket

Seller Savings Calculator

Use our DSCR Calculator to determine how much of a DSCR loan you qualify for, whether for rental property purchase or refinancing.

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DSCR Calculator: Debt Service Coverage Ratio

DSCR Calculator

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## How to calculate profit for a fix and flip

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To calculate profit when flipping a house, you need to factor in several costs.

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**Initial purchase:**

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- Purchase Price
- Closing costs (title, transfer and recordation)
- Lender fees (origination fee, legal, lender's title insurance)
- Insurance (builders risk policy)

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**Sale:**

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- Rehab costs (materials, labor, soft costs
- Agent/broker commission
- Closing costs (title, transfer and recordation)
- Lender fees (interest, draw fees)
- Taxes

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## Hard money fix and flip loans

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Most flippers use hard money from a private lender, otherwise known as a fix and flip loan. These are interest only loans specifically for fix and flip investors to purchase and rehab properties. Learn more about [fix and flip loans](https://www.offermarket.us/blog/bridge-loans-fix-and-flip-loans-hard-money).

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Calculate fix and flip profit, cash to close, and cash on cash return for your real estate investment success.

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Fix & Flip Calculator | OfferMarket

Fix and Flip Calculator

<div><p align="center"></a></p> <iframe src="https://www.mortgagecalculator.org/webmasters/?downpayment=62500&homevalue=250000&loanammount=187500&interestrate=4.0&loanterm=30&propertytax=2500&pmi=1&homeinsurance=1000&monthlyhoa=0" style="width: 100%; height: 1200px; border: 0;"></iframe>
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Use our mortgage calculator to understand your monthly payments for your primary residence or investment property.

Real Estate Tools & Resources

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